Questions & Answers

Why should I use IntelliCREDIT?

IntelliCREDIT has a proven track record of producing Intelligent Credit Score results quickly, privately and legally with Fortune 500 Companies, Professional Athletes, Celebrities and Thousands of Americans. The technology that IntelliCREDIT uses to produce consistent results for our clients is the same technology that has successfully deleted over 1 ½ Million items!

IntelliCREDIT sets the standards in consumer credit education and credit correction. We leverage your legal rights with our unparalleled experience to engage the credit bureaus and your individual creditors. With our combined experience, innovative technology, customized strategies, 24/7 Online Results Accountability portal and our genuine passion to help people succeed, we produce accelerated results that others simply fail to live up too.

If that was not good enough, IntelliCREDIT also offers and unprecedented 90 day 10 times your money back guarantee! You can’t go wrong!

With IntelliCREDIT, you nothing to lose and Everything to Gain!

Is Credit Repair Legal?
First, for anyone who says Credit Repair is illegal, the government passed the "Credit Repair Organizations Act" in 1996. This Act sets the standards and regulations for how credit repair organizations can legally operate- Since there is a law governing credit repair companies, THIS - clearly Identifies that Credit Repair is in FACT LEGAL.

Credit repair is legal, but some companies are not. Lexington Law provides the following fraud detection guidelines to help you steer clear of illegitimate credit repair companies.

What are your payment options?
We accept payments by credit card, Visa and MasterCard bank debit cards or by automatic electronic draft from your checking or savings account.

What is an electronic transfer?
An electronic transfer works just like writing a check and using a debit card. It is processed by using the bank account number and routing number which is located on every check and it is processed electronically just like a debit card or credit card. This transaction will be documented on your bank statement, just like all other transactions.
Like a credit card, this can be scheduled as a reoccurring billing and is much more efficient.


How much does your credit repair serviceability plan cost?
We have developed a variety of serviceability plans designed to meet a broad difference in client wants, needs and expectations. We have provided full description in our Serviceability section. Our plans start off as low as $49.99 monthly and provide to aggressive upgrades at $129.99 and $199.99.

How does the refund policy work?
Our refund policy is the best offer in the industry today. We offer a no risk 90 day money back guarantee that is simple and bold: If we agree to accept your business and after 90 days we have not produced any results we will not only refund your money but we will give you ten times your money back. You can see clearly that you have nothing to lose and everything to gain. Terms and conditions apply as outlined in your serviceability agreement.

Why do you charge a monthly fee verses charging by the work load?
We have learned from our historical data what we can expect in the big picture. Charging by deletion is great but it does not provide a consistent budget for our clients. For example: If we charged $35 per deleted item and in one month you had great bureau results and had 15 items deleted from your credit report, you would owe us $525. The next month you only had one deleted item and owed $35. This becomes very difficult to plan for and can create financial stress for our clients, which is the complete opposite of what we are working to accomplish. We know that through the process eventually everything balances out. We take the risk because if you achieved maximum results in your early months of service, we will not be compensated for the full service provided. We do believe you will refer us many other clients and this will relationship will also work out in the end.

Is there any discounts for couples or your significant?
Yes, we offer a $59 discount when both sign up together.

When are payments debited or transferred?
You have complete control and decide when your payment will be taken. Your FICO score optimization & credit analysis work is completed before this fee is charged to the payment method you chose.

Your monthly payments will then be drafted each month after work has been completed. The original date you selected will be the date used to schedule your monthly serviceability plan. We will schedule and complete all work on your behalf prior to that date. You do have the ability to change your scheduled payment date by calling (800) 111-1111 our office with a 5 business day notice and request a change to that date. This request requires a $5.00 fee

Can I cancel your credit repair service at any time?
Yes, we offer a no risk-hassle free cancellation policy that allows you to cancel for any reason with a 5 business day notice. You can cancel your serviceability plan at any time by calling (800) 111-1111.

What happens if don’t have the money for my payment?

Our policy when a payment is returned unpaid is to attempt to collect the payment throughout the time period before your next letter work and action is completed. We charge a $15.00 late fee for each late payment.
When your next round of dispute letters are due and there is still no payment received, your account will be put into a hold status until your payments are caught up and we will then resume working on your behalf. There is an additional $10.00 charged as a reactivation fee when an account is placed on hold.

Can negative items be removed?
This depends on the circumstances with each item. Our Credit Analysis service will help you identify whether a negative item is inaccurate, unverifiable, misleading, untimely, unclear, ambiguous, or incomplete and can be legally disputed and/or removed. There are additional client rights that allow you to contact your creditors directly and validate the negative item information which can result in having it removed from your reports.

What is accurate?
Accurate is 100% free from error, and is in no way unclear, ambiguous, untimely, incomplete, or misleading.

What is verifiable?
Verifiable simply means that credit information can be verified with the creditor. If a creditor is unwilling, unable, or unavailable to verify that a credit item is accurate and timely, it must be removed.
Who decides is the item on your credit report is questionable?
You do. There are several fields of information reported on your report, name, balance, high credit, date of last transaction, account number, etc. All of this information is required to be reporting accurately. We will walk you through the credit report Analysis and Audit designed to identify any mistakes or questionable items. You are the only one who knows the details of your credit profile are 100% accurate, timely or questionable.

Can accurate items really be removed?
If you believe that a negative credit item is 100% accurate and timely, you do not have the grounds to question this item with bureaus. At this point the bureaus will utilize the “Up-To 7-10 years” time period before they will remove the negative item.

However, just because an item cannot be questioned with credit bureaus does not mean it cannot be removed from your credit reports.

The original creditor and/or collection agencies can agree to revise or remove furnished information whenever they want. With this in mind, you have a number of rights when it comes to dealing with your creditors and this can result in a removal or deletion.

IntelliCREDIT offers additional strategic tactics designed to be more aggressive and will attack this scenario head on. Ask us how we can help you.

Can negative credit items be legally removed?
You have the legal right to have an accurate, timely and verifiable credit report. If information recorded on your credit reports does not accurately represent you fairly and accurately, then you have the right to request that questionable information be removed from your reports. The Fair Credit Reporting Act (FCRA), Fair Credit Billing Act (FCBA) and the fair Debt Collections Practices Act (FDCPA) afford you the legal right to dispute inaccurate items on your credit reports with the credit bureaus as well as your creditors.

When you dispute a questionable negative credit item with the credit bureaus, you are demanding that they perform an investigation to determine whether or not the item should be listed on your credit reports. If the credit bureau cannot verify the accuracy of the item, then they are required to correct the listing or completely delete it from your credit report.

You also have the option of working with your creditors to remove the negative items from your credit reports. Your creditors have the ability to delete negative items from your credit reports whenever they chose. This process can sometimes produce better results than dealing with the credit bureaus.
IntelliCREDIT offers additional strategic tactics designed to be more aggressive and will attack this scenario head on. Ask us how we can help you.

How long does credit repair take?
There are many moving components which make it impossible to commit too or promise a specific time frame. We do have historical data that we can share with you once we have completed a credit report analysis report with you. Every credit report is like a fingerprint, it is uniquely different and this is why we need to perform an analysis and/or audit on your report and discuss all of this information with you. After all, you are the only one that has the real knowledge required to determine whether or not any negative item on your report is questionable.

It is very important to point out here that every client does have responsibility in the process and results. You will be required to pay your bills on time, to not apply for any new credit lines without consulting IntelliCREDIT first, control credit spending that affects your debt to income ration and to send in all bureau correspondence immediately upon receipt

Can I pay you more to achieve faster and even better results?
IntelliCREDIT has designed several programs so we can deliver exceptional results to every client, regardless of their needs, goals and financial position. Our base plan of $49.99 offers proven results and is a common favorite. However, for those who desire a more aggressive plan, we offer upgrades that will accelerate potential performance due to increased activity with not just the credit bureaus but the original creditor or collection agencies as well. These upgrades are significant in the work required and the cost is equal to the results our clients have received.

We find it interesting that some credit repair companies and some online credit repair law firms offer upgrade services for only an additional $20 or $40 monthly. Think about it, for $20, just how much more aggressive can a company afford to be? Ask the right questions. If you really want a truly aggressive and all-inclusive upgrade, this requires additional costs, man hours and efforts. With IntelliCREDIT, you get a straight forward-real-deal approach. We care about the satisfaction of every client and pride ourselves on the quality we provide in service and the results we accomplish on their behalf.

Is it possible for deleted items to show up again later on my credit report?
On occasion, a negative item that has been deleted may later verified by the creditor. The fair Credit Reporting Act requires that you are informed before the item shows up again. The FCRA does makes it difficult for credit bureaus to repost a previously deleted item. This works in your favor and as a result it is extremely rare for deleted items to return
IntelliCREDIT is dedicated to quality performance and will assist every client in achieving permanent deletion of all accurate, timely and verifiable information if it reappears.

Does paying my old debt off restore my credit?
Common sense would lead you to believe that the answer is yes. However, in this circumstance , that is not correct.

When you pay an old debt, the negative credit listing doesn't disappear. Typically the only thing that changes is the balance owed field and this has absolutely nothing to do with your score. In fact, it is not uncommon for the bureaus to “update your date of last activity” and if the old debt is updated by the date, this will actually lower your credit score. No reward for being financially responsible!
IntelliCREDIT will help you whenever you have an old debt that you believe is accurate and fair in the negotiations of that payoff. If properly done, there are process strategies that will provide you with the tools to achieve permanent deletion.
It is extremely important that you continue to pay all current debt on time every month.

What if I have never seen my credit report?
We understand that most people have never seen a copy of their credit report. Creditors have been trained to not share the report with you because they are not trained to explain it to you and it is a better time
management tool to just say no. Because of this ridicules problem, most people most people have no idea
what questionable negative items are listed on their credit reports.
IntelliCREDIT will walk you through your complete credit report during our credit report analysis and information audit and educate you on all of your legal rights. This provides you with knowledge and knowledge is power.

Do you guarantee your credit repair service?

It is important to understand there we cannot guarantee specific results or time periods. We are, however, so confident in our historical data that we do offer an unprecedented 90 day 10 times your money back guarantee for no performance. It is important to understand that when we conduct the credit report analysis and information audit, we are able to determine whether or not we can truly help you. If we can’t help you, we do not want to waste your time or ours and we will inform you that we cannot help you up front without this ever costing you a single dime.
With all of this in mind, this is how we feel so confident in our performance guarantee and if we are wrong and do not get results on your behalf, we would rather lose money than have a disappointed client.

There are some credit repair companies and online credit repair law firms that do not offer any performance guarantee. We believe this speaks for itself. If you are not confident in your ability to identify clients that you
can really help as well as the results you can achieve on their behalf, then those companies and law firm would be crazy to offer a performance guarantee.

Can I repair my own credit?
Yes. You have the legal right to represent yourself with the credit bureaus, creditors, collection agencies, court clerks, government officials and anyone that can be involved in your pursuit of fair, accurate and timely credit reporting. This extremely complicated and frustrating process can prove to be stressful and overwhelming.
The reason we hire trained mechanics, physicians, and accountants is because they have the knowledge, expertise and experience to produce much higher quality levels of results than we could ever hope to have on our own.
Most of us doesn’t even like to read a basic instruction manual for assembly of a bike, TV stand or
book case. These in comparison are miniscule in comparison to the bureaucratic red tape and complicated
laws assembled by several Federal Acts.
If you devoted the next year of your life to learning the credit reporting process and how your legal rights can be effectively applied, you would still most likely only know and understand a fraction of what IntelliCREDIT has learned.
We have learned that even if we provide most people with all of the tools required to achieve great results,
they still ultimately return after becoming very frustrated and feeling defeated because the process is not just about sending letters. It is about being organized, tenacious, understanding not only your legal rights but more importantly, when to activate and use them. The list of advantages goes on and on.

If you don’t feel that we can help you or just can’t afford any additional expenses in your current financial state, we want to encourage you to invest the time, no matter how much time this takes, and become educated enough to exercise your rights and fight your way out of the Credit Prison you may be in as well as the
financial trap that most likely has you handcuffed.
If you don’t get help with IntelliCREDIT, you owe it to yourself to get help in any way you can. It is that important and becoming more important every single day.

How do I get updates on my results?

As we assist you in the process to improve your credit, the credit bureaus will only send updated copies          of your correspondence updates and new credit reports directly to you at your listed home residence. When you receive these updates and new reports it is very important that you provide us with a copy immediately. We will update your online accountability portal and you will be able to see graphs, charts and all pertinent information in an easy to understand format and track you’re results.

What is the easiest way to get my credit reports to you?

Mail or scanning is by far the most preferred method. Some clients want to fax but due to the inconsistency     of fax machines and the quality of the copy, we have learned that this usually creates more frustration and   stress than it is worth. It is better to wait a couple of days for the mail or to invest less than $99 and purchase   a scanning tool that you will be able to use for so many other projects, that once you have a scanner, you   won’t want to live without one.
We will work with you no matter what your circumstances are, after all, you’re satisfaction and timely results are the most important thing.
Just be prepared for multiple fax attempts and please do not get upset with our receiving credit advisors           as they request new or additional copies.


How long has IntelliCREDIT been involved in credit report repair?

IntelliCREDIT has a combined history of over thirty (30) years experience in servicing client’s credit report repair requests. The technology we utilize is the same technology that has resulted over 1 ½ Million successful deletions on behalf of the clients served.
Most credit repair companies that are considered successful have only achieved a fraction of these results.
With that said, IntelliCREDIT has experience second to none. We understand and know what it takes to achieve results for each and every client. A proven track record is critical in the credit repair industry.


CREDIT REPORTS

What is a credit report?
Your credit reports are a record of your credit history that is maintained by the credit reporting agencies.

Whenever you apply for credit or financing, a credit report is usually pulled from at least one of the three    major credit bureaus. There are many credit bureaus in America; however, the “Big Three” most common credit bureaus are Experian, Trans Union or Equifax.

All US credit bureaus collect and maintain information on Americans. Most people are surprised to learn that the credit bureaus are not affiliated with the government in any way. The credit bureaus are for-profit companies whose principal work product is the compilation of information known as a "credit report." The credit bureaus generate their profits by selling the personal information in your credit reports to credit grantors, potential employers and even back to you.

The credit bureaus receive your personal information through the same lenders who grant you credit.          They have agreements with each of these credit grantors that require the credit grantor to inform the credit bureaus of everything that occurs in your relationship with the credit grantor. If you make a payment late, the negative credit listing is quickly reported to at least one of the three major credit bureaus and is added to your credit history.

The credit bureaus collect this information, list it on your credit report, and then sell it to other credit grantors who wish to see your credit history before they decide to lend you money. The credit grantors who review  your credit are especially interested in any negative credit. If you have shown any tendency to pay late, or to disregard your financial commitments in the past, the creditors will likely reject your application or charge a higher interest rate.

It is important to note that your credit reports are not just a record of how you are currently managing your credit accounts. Credit reports are histories of everything you are doing with your credit now and what you have done in the past seven to ten years.



What kind of information appears on a credit report?
Aside from your personal information such as your name, address and employer, your credit reports contain four categories of listings that are used to generate your credit score.

Merchant Trade Lines
These include all regular credit lines such as department store cards, auto loans, mortgages, and credit cards.   If there is any history of late payments, or if the trade line was included in bankruptcy, charge offs, or put into repossession, the listing will be considered negative by all credit grantors.

Collection Accounts
When an account is referred to collections because of delinquency or because of a bad check, this appears on the credit report as a collection accounts. Collection accounts can appear as paid or unpaid accounts. Any type of collection account, whether paid or not, is considered very negative by all credit grantors.

Court Records
Court records include bankruptcies, judgments, liens, divorce, satisfied judgments, and satisfied liens. All court records, including satisfactions, are considered negative by all credit grantors.

Inquiries
Every time a potential credit grantor looks at your credit file, a credit inquiry appears on at least one of your credit bureau reports. If the numbers of inquiries are few over the last two years, then there may be no negative effect on your credit worthiness. However, if there are many recent inquiries showing on your credit report, credit grantors may become nervous and deny you credit.

How long do negative items stay on a credit report?
The Fair Credit Reporting Act requires that most negative credit items remain on your credit bureau file for up to seven years, except for bankruptcy, which can be reported for up to ten years and in rare cases even longer. Inquiries may remain on a credit report for up to two years.


CREDIT

Can credit repair companies be trusted?
In every industry, there are companies that can be trusted and there are companies that can’t.
You need to always review and check out the company that you are considering doing business with, just as you would be careful about an accountant and the overall qualifications required to keep you protected and insure as well as secure and protect the information you provide while providing educational advise that will navigate you with the very best results that effect you’re future.

While some credit repair companies are outright frauds!
Among these frauds, are numerous "credit repair" companies who claim to remove negative credit with no explanation or a legally supported value system. These claims are like; "Bankruptcy, tax liens, judgments... no problem… One hundred percent guaranteed… Credit report 100% cleared in 30 days…these are HUGE RED FLAGS and should be avoided at all costs.
There are others that operate with integrity and the client’s best interest in mind. This discovery is crucial to your overall success. You have now found that company!
So, can legitimate credit repair companies really guarantee results?

Absolutely! When you are dealing with a company that has a proven system and a successful, historical results, oriented system, there are incredible accomplishments that can be achieved.
No credit repair company is so good that it can guarantee a specific outcome, score or timeframe.
This is illegal!
In fact, the mere suggestion that a credit repair organization can "guarantee" its results is a direct violation of the Credit Repair Organizations Act. Any company guaranteeing its results should not be trusted — if they ignore the governing laws of the industry, you can be sure that they won't protect you and your best interest and as a result, they won’t be around for very long.
Guarantees are a sure sign of credit repair fraud.

You have and are entitled to legal rights. Most people do not know or understand that they have rights and simply believe the propaganda that is perpetrated from the credit bureaus, creditors and collection agencies.
You do have rights!
However you decide to address your credit challenges, realize that regardless of what you may hear in the news media, thousands before you have sought help and restored their credit. Despite the newspaper articles, TV reports and other credit bureau propaganda to the contrary, the simple truth remains: you can work to fix your unfair credit reports if they are the result of inaccurate, untimely, misleading, biased, incomplete or unverifiable information.

How much does bad credit cost?

As you consider IntelliCREDIT as your advocate partner, you should consider the price you are already paying for bad credit. Please review the below examples and how bad credit can cost thousands.

Credit Cards

Most true credit cards are entirely out of reach to consumers with bad credit. The few (sub-prime) credit cards that are available to them usually require high setup fees or recurring monthly fees, offer very low credit lines, usually require cash deposits, and in most cases do not even report your positive credit activity to the credit bureaus. A complete waste of time!


Automobile Financing

If you are making payments on a car, you are probably paying 10%, 15%, 19% and even 24% just for having bad credit. This added interest shows up every month in a higher payment. Take a look. The cost is ridicules!

Home Mortgage

Bad credit in auto financing can really hurt, but it is nothing compared to the cost of bad credit when a home is involved. A typical home can cost between $50,000 and 280,000. The interest is a direct result of your credit score and financial stability. The average U.S. home value is currently $166,000.00.

Are items such as bankruptcies and foreclosures impossible to remove or correct?

There is not one type of questionable listing that cannot be removed from a credit report if it is inaccurate, untimely, misleading, biased, or incomplete. While negative items such as bankruptcies or unpaid debts are more difficult to remove from your credit reports, this has more to do with the identified importance of the credit line item. For example, bankruptcies, foreclosures, judgments and tax liens.
Can a bankruptcy wipe the slate clean?

A bankruptcy may help you take control of your debts and get a second chance on better managing your finances. This does not help clean up your credit reports..

Many bankruptcy attorneys apparently do not adequately understand or explain the effects of bankruptcy to their clients. Most Attorneys are more concerned about their “Income”. Simply Stated, bankruptcy is to the credit rating that the nuclear bomb is to war. It may end the war, but it leaves a huge mess.
When you file for bankruptcy, every credit account that you decide to include in bankruptcy will become an "included in bankruptcy" account (a seriously negative item).

Additionally, a bankruptcy filing and bankruptcy discharge listing will appear in the court records section of your credit report. Because so many negative items are attached to the bankruptcy, it becomes very difficult to remove all trace of the bad credit.

Does the 100 word statement on the credit report help?

The Fair Credit Reporting Act gives consumers the right to add a brief statement to their credit reports explaining disputed items. Our experience has shown that these statements are useless, confusing and more importantly, damaging to the credit reporting scoring system.

Many misinformed credit experts suggest using this statement to explain your side of the story when a negative item on your credit reports is lowering your credit score. Unfortunately, because human eyes rarely read through the details of your credit reports, this explanation most likely will have zero effect on a creditor's opinion of your creditworthiness.

Even worse, when you add a statement on your credit reports such as "these payments were only late because there was a problem with the company's automatic withdrawal system", it can be interpreted as an admission of guilt. If you try to dispute the item in the future, the credit bureau will not need to bother contacting the credit grantor to determine the accuracy of the negative item because your credit statement already admits you were late in making the payment.

Because of their ability to hinder your credit repair efforts, we suggest making a 100 word statement should be the first things you delete from your credit file.

Do negative items have to remain listed for 7 years?

Most Americans think that most negative credit items remain on your credit report for 7 or more years.
The FACT is that there is absolutely no laws, what-so-ever, that demand any minimum required time periods for negative listed items to be reported on your credit reports. When you speak with certain creditors, their typically under-educated staff may tell you that the law demands that negative listings appear on your credit report for seven to ten years. Another example of the “Propaganda Information”
we are forced to accept.

The truth is that the credit grantor or the credit bureau can choose to delete the negative credit listing at any time, especially when you have given them a reason to do so. The 7-10 year term is merely a time limit for reporting negative credit. Some items, like bankruptcies, may remain on a report for longer periods of time, such as 10 years.

What is the Fair Credit Reporting Act (FCRA)?
Below is a summary of the FCRA. The full Act can be obtained directly from the Federal Trade Commission's web site..

Fair Credit Reporting Act

Public Law 91-508

The Fair Credit Reporting Act (FCRA) allows a consumer to challenge the information on theirs credit report on the basis of "completeness and accuracy." If, after a reinvestigation by the credit bureau, the disputed information "is found to be inaccurate or can no longer be verified, the credit bureaus(s) shall promptly delete such information."

The credit bureaus are required to complete the investigation within a "reasonable period of time." This period has been set at thirty days.

The credit bureaus can ignore the consumer dispute if they have reason to believe that the dispute is "frivolous or irrelevant." The FTC commentary on the FCRA cites, as an example of a frivolous dispute, a dispute wherein the consumer challenges all negative items on his credit report without providing any allegations regarding specific items in the credit file. However, "A credit bureau must assume a consumer's dispute is accurate and correct, unless there is clear and convincing evidence to the contrary."

When a consumer challenges a credit listing on the basis of extenuating circumstances, such as health problems, divorce, job loss, etc., the credit bureaus may decide to ignore that dispute as frivolous.

When a consumer submits a dispute, which is neither frivolous nor irrelevant by credit bureau standards, the credit bureau must validate the accuracy of the information which requires verification from the original sources or other reliable sources of the disputed information and inform them of the nature of the consumer's dispute.
Your credit report is requires it to be an accurate, timely and verifiable.
This is a roadmap that creditors use to determine your credit risk.

Because errors in the credit reporting system can impact the accuracy of your credit reports, you have the right to repair these inaccurate, outdated, questionable negative credit items.

How can I tell if a company is legitimate?
The FTC Warns against Credit Repair Scams and offers advice on how to avoid them.
The Federal Trade Commission (FTC) is responsible for enforcing consumer protection laws in the United States. The FTC offers ongoing suggestions and warnings to consumers regarding credit repair companies. Some of the top listed warnings are listed below.
1. Beware of credit repair companies that request to be paid in full in advance.
2. Beware of credit repair companies that suggest you obtain "new" identities.
3. Beware of credit repair companies that don't disclose your legal rights.

Can Credit Repair Companies charge up-front?
IntelliCREDIT will never charge you in advance for any work performed. We will perform all identified work and will charge you after that work have been completed.

Can I just get a new identity?
IntelliCREDIT will never advice you to break any laws, like obtaining a new identity Social Security number or to hide behind a corporate veil which is assigned an Employer Identification number. There is always a right way to do things and the right way will always pay off in spades in the long run. People who attempt to find the easy way out are seldom successful and the consequences far out way the risk.
Please read our article, titled “Credit Prison”.

Are Credit Repair companies the only one who can work on my credit report?
It is important to know that every person has the legal right to attempt the credit repair process on their own. This is the same rights you have to attempt automotive repair, represent yourself in front of a court of law and even work on your own plumbing, however, we all know that if we truly want to get the very best results, it is important to hire an experienced, proven professional. When you sign up with the IntelliCREDIT services, we provide you a copy of your legal rights as well as full access to our credit repair resource library for further and ongoing education options. We will utilize our complete arsenal of resources, experience and custom strategies on your behalf, which will eliminate your own personal learning curves and accelerate your results process. We provide a wide range of budget options designed to meet your individual needs.

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IntelliCREDIT
National Headquarters;
13046 Race Track Road, Suite 246
Tampa, FL 33626
Office. 813-926-2700

Creating Confidence Financial Freedom

Learn how to protect your credit with IntelliCREDIT

Call 813-926-2700 now to get help with your credit report.