Privacy Policy
We respect your
privacy!
Any and all information
collected at this site will be kept
strictly confidential.
Notice:
By requesting our services, you agree to
receive e-mail from us. We will
occasionally send you information about
updates to your file. You may remove
yourself from these mailings at any
time, by letting us know if you would
rather be notified via U.S. Mail or via
telephone.
Notice of Online
Results Tracking:
By requesting our
service, you agree to allow the online
tracking of your results by companies
providing you services. A complete list
of all companies tracking your results
is listed on the main page after logging
into your online results tracking
account. You may change, add, and remove
company’s ability to monitor your
results at any time, by letting us know
either via U.S. Mail, via telephone, or
via E-Mail.
Credit Repair
Organization Act Requires any consumer
who enters into any contract with any
credit repair organization to be given
(1) a copy of the completed contract and
the disclosure statement required under
section 405 and (2) a copy of any other
documents the credit repair organization
requires the consumer to sign, at the
time the contract or the other document
is signed.
Disclaimer Implied or
expressed guarantees do not apply;
IntelliCREDIT will honor this guarantee
only: While IntelliCREDIT cannot
guarantee a complete restoration of your
credit; we do guarantee and state that
we will help you IMPROVE your credit.
Throughout the process the credit
bureaus and/or creditors will be sending
you updated correspondence and response
information. It is extremely important
that you forward this information to
IntelliCREDIT immediately upon receipt.
Please note: if documentation requested
from you, by us for the credit repair
process, is not forwarded to our office
within 14 days of receipt or addition of
new derogatory items, the refund policy
will be voided. Client agrees to pay
bills on time; not paying bills on time
will result in new derogatory items
voiding the refund policy. No refunds
are issued prior to the completion of
the process.
Consumer Credit
File Rights under State and Federal Law
You have a right to dispute inaccurate
information in your credit report by
contacting the credit bureau directly.
However, neither you nor any ''credit
repair'' company or credit repair
organization has the right to have
accurate, current, and verifiable
information removed from your credit
report. The credit bureau must remove
accurate, negative information from your
report only if it is over 7 years old.
Bankruptcy information can be reported
for 10 years. You have a right to obtain
a copy of your credit report from a
credit bureau. You may be charged a
reasonable fee. There is no fee,
however, if you have been turned down
for credit, employment, insurance, or a
rental dwelling because of information
in your credit report within the
preceding 60 days. The credit bureau
must provide someone to help you
interpret the information in your credit
file. You are entitled to receive a free
copy of your credit report if you are
unemployed and intend to apply for
employment in the next 60 days, if you
are a recipient of public welfare
assistance, or if you have reason to
believe that there is inaccurate
information in your credit report due to
fraud. You have a right to sue a credit
repair organization that violates the
Credit Repair Organization Act. This law
prohibits deceptive practices by credit
repair organizations. You have the right
to cancel your contract with any credit
repair organization for any reason
within 3 business days from the date you
signed it. Credit bureaus are required
to follow reasonable procedures to
ensure that the information they report
is accurate. However, mistakes may
occur. You may, on your own, notify a
credit bureau in writing that you
dispute the accuracy of information in
your credit file. The credit bureau must
then reinvestigate and modify or remove
inaccurate or incomplete information.
The credit bureau may not charge any fee
for this service. Any pertinent
information and copies of all documents
you have concerning an error should be
given to the credit bureau. If the
credit bureau's reinvestigation does not
resolve the dispute to your
satisfaction, you may send a brief
statement to the credit bureau, to be
kept in your file, explaining why you
think the record is inaccurate. The
credit bureau must include a summary of
your statement about disputed
information with any report it issues
about you. The Federal Trade Commission
regulates credit bureaus and credit
repair organizations. For more
information contact: The Public
Reference Branch, Federal Trade
Commission, Washington, D.C. 20580
As a courtesy to our clients we want you
to be aware of your rights
Severability
If any provision of this
Agreement shall be held to be invalid or
unenforceable for any reason, the
remaining provisions shall continue to
be valid and enforceable. If a court
finds that any of this Agreement is
invalid or unenforceable, but that by
limiting such provision it would become
valid or enforceable, then such
provision shall be deemed to be written,
construed, and enforced as so limited.
IntelliCREDIT Refund Policy & 90 Day
Money Back Guarantee*
If our service
doesn’t deliver, our no-risk, refund
policy will.
The IntelliCREDIT Team
strives to exceed the expectations of
all of our Clients. To honor this goal
and back our promise to you we offer a
REFUND POLICY which entitles you to your
money back guarantee. IntelliCREDIT
performs a thorough credit report
analysis and audit, at which time we are
confident that we can successfully
identify which clients we can help and
which clients we cannot help. Any client
identified that we cannot help, we will
notify them immediately and provide
information on what they need to do
and/or accomplish before IntelliCREDIT
can accept their requested credit repair
assistance. We do not believe you should
have to pay for ineffective service.
After *90 days, if you feel that the
success of our service is
unsatisfactory, you can request an
evaluation of your account. You must
send us a current credit report from
Equifax, Experian, & Trans Union along
with a request for a refund in writing.
All refunds are subject to a two-week
review. If you request a refund, we will
audit the original credit report along
with the 90+ day report in order to
determine that IntelliCREDIT did in fact
assist in the deletion of any negative
item(s). If IntelliCREDIT has not been
successful in the assistance of deleting
any credit report analysis and audit
items, you will be entitled to your
money back plus ten (10) times your
money back. The 90 Day period begins
when the first correspondence is mailed
to a credit bureau(s). Terms and
conditions may be updated without
notice.
Disclaimer of
Guarantee or Warranty: IntelliCREDIT
agrees only to perform the services
specifically described in the
IntelliCREDIT Service Agreement.
IntelliCREDIT does not represent or
warrant that it will achieve specific
results for the Client.
