Are you ready to make a drastic change in your life?
Are you tired of being trapped in "Credit Prison"?

Well if you're looking for a quick fix I want to remind you that a "Quick Fix" is usually trouble. You know the old saying, “If it sounds too good to be true, it usually is". At IntelliCREDIT, we'd rather tell you the truth than tell you what you want to hear. Typically, time you waste trying all the quick fixes on the internet and information from cheap e-books is better spent simply doing things the right way from the very beginning. I want you to learn, not only what you can truly expect if you decide to get started on the path to credit worthiness using IntelliCREDIT but I want to do what no other credit repair company does, I want to explain the "HOW". I will actually pull back the curtains and put in plain words the real "How" behind the success of an honest, legal, moral and ethical credit repair company.

If what you truly want is, honest, legitimate and realistic expectations, instead of the hype from everywhere else, then you're in the right place. What you will quickly see is that there is an affordable, legitimate and a fairly quick solution available!

So turn off your cell phones, and text for the next few minutes- because you won't believe what you're about to read. Creditors, credit bureaus, banks, and the government will have you believing that negative items MUST stay on your report for 7 - 10 years - AND to some degree they're right...

It will stay on for nearly a decade IF you don't take steps to repair it.

Credit is used in virtually every aspect of our society, whether it is to purchase a car, home, boat, insurance or even get a job, your credit is your ticket to all of the things you need, at costs you can actually afford. Those who have bruised credit PAY MORE for everything.

You can end this NOW! Take Action NOW! Learn the Truth!

Creditors, credit bureaus, banks, and the government actually spread the propaganda that items on your credit report that are accurate cannot be removed, and some even say that credit repair is illegal. ..

Even worse than that propaganda is the misinformation that most credit repair companies profess ... you know the one's that I'm talking about. They say things like "We have a former credit bureau insider working for us" or" we guarantee to remove everything bad from your credit report", or the worst "we create letters that simply say that the account is not yours -then the credit bureaus delete the items because they don't have time to respond". We will quickly dispel all of those myths and blatant LIES about credit repair.

We will show you how credit Repair truly works.

First, for anyone who says Credit Repair is illegal, the government passed the "Credit Repair Organizations Act" in 1996. This Act sets the standards and regulations for how credit repair organizations can legally operate- Since there is a law governing credit repair companies, THIS - clearly Identifies that Credit Repair is in FACT LEGAL. Some say that accurate accounts cannot be removed and only time can help your credit. Those are the same people that profit from your bad credit.

Yes, its true- I just said it aloud, Banks, Credit Bureau's, Collection Agencies and the Government actually make more money when your credit is worse. Banks make more, because they can charge higher fees, Credit Bureaus make more because they can charge more for bad credit data, and people with credit issues apply for credit more often, which means the "bureaus" sell more data- and finally the government profits all the way around from taxation of the huge companies, and from gargantuan campaign contributions to keep this all under wraps.

The System is a SHAM - The truth is simple - Accurate accounts cannot be removed IF ... IF and ONLY IF They are reporting 100% accurate Data, that is VERIFIABLE and TIMELY. The second part of the sentence is usually left out to enable the "Big" companies to make more money Here's the curtain pulled back, the Truth that Most Credit Repair Companies, either don't know or are too underhanded to share with you. The Truth is simple! There are a bunch of laws to protect consumers from the actions of Banks, Collection Agencies and Credit Bureaus- One of them is the Fair Credit Reporting Act, it was put in place because banks, collection agencies and credit bureaus were taking advantage of consumers ...

Here’s the scoop on that one. The Act has a provision that mandates all items on a credit report MUST meet 3 BASIC reporting principles-

THEY: 1. MUST REPORT 100% ACCURATE DATA…

and 2. MUST REPORT 100% TIMELY DATA…

and 3. MUST REPORT 100% VERIFIABLE DATA

Now you'd think that the banks, credit bureaus, collection agencies, and creditors keep accurate records wouldn't you? Well. .. The truth is frightening ... Government sponsored studies have shown that up to 79% of Credit Reports contain errors- and nearly 30% of those errors are serious enough to cause a credit denial- and the remaining cases cause consumers to pay 1,000's if not 100's of 1,000's of dollars more for bad credit... Now do you see why banks make more when you have bad credit? Since laws clearly state items must be 100% accurate- we audit your credit report and thoroughly search for TRUE inaccuracies -

EVEN partially inaccurate data on an account is COSTLY. Sections as simple as a date can cost you dearly in credit score and possible approval for a loan, car, home, insurance or even a JOB! Items can LEGALLY stay on your credit report for UP-TO 7 - 10 years from the date of last payment on the account. NOTHING in the law prevents the accounts from being removed prior to 7-10 years.

The LAW only discusses the MAXIMUM amount of time - which is 7¬10 years. Unscrupulous creditors will often falsely change the date of last payment to continue reporting the negative data. .. But that is Illegal! All items must be 100% Verifiable
We like to say- "If they can't PROVE it - they must REMOVE it".

 You have legal rights, and what Real, Honest, Legal, and Ethical Credit Repair Companies do is help you- understand your rights and use different tactics to get the illegally reporting items off your credit reports. Now, some people would ask- shouldn't I hire an attorney? I've seen online law firms that do credit repair at a low cost- First, if hiring an attorney is the option you think is best, please make sure that you find one that specializes in consumer protection laws - most don't fully understand the process, unless they do it every day.

Some people say, I should hire an attorney.

Now for the Online Law Firms ... Think about this for a minute... I've seen some of their "advertised" fees in the 30 -40 dollar range ... hmmmm? Attorney's go to school for a long time, do you truly think that an attorney could ever afford to work on your case for $30-$40 and come close to paying their student loan bills?? Really ... any attorney that would work for $30- $40/hr is an attorney that I'd be scared to hire –

The reality is, when you see "online" type law firms that advertise credit repair - RUN away ... First off - they're starting a relationship with you the WRONG way ... They're starting based on Deception - they make you think that an attorney is looking at your case when most of the people who touch your file probably never even drove passed a law school... The average credit repair company, or e-book says to simply send a frivolous letter stating "items are not mine" - That strategy is not only immoral and illegal But it hasn't worked well for many years now ... Would you want to start a relationship with a credit repair company based on a lie or an online law firm based on deception ... I know I wouldn't!

 So, if you want the truth- want to understand the true credit repair process, the real deal behind it, then there's only one place to go- and you've found it. We are dedicated to helping you achieve your goals...

We look forward to helping you set and exceed your expectations!